Understanding the Importance of the Life Certificate for Pensioners
Pensioners are required to submit their life certificate annually in November to ensure the uninterrupted receipt of their pension. This process is essential for maintaining the flow of funds into their bank accounts. Known as the Digital Life Certificate (DLC) or Jeevan Pramaan, this biometric-enabled digital certificate serves as proof of the pensioner’s existence.
Key Dates for Submission
For most pensioners, the life certificate must be submitted in November each year. However, pensioners who are 80 years or older can submit their life certificates from October 1 to November 30. This extension provides older pensioners with greater flexibility to comply with this requirement.
How to Submit Your Life Certificate
Submitting a life certificate can be done through various channels:
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Offline Submission: Pensioners have the option to visit a local bank branch or a Citizen Service Centre (CSC). Additionally, many can utilize doorstep banking services.
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Doorstep Banking Services: For added convenience, services like those provided by the India Post Payment Bank (IPPB) allow pensioners to submit their life certificates from home.
Key Requirements for Submission
Before proceeding with the submission, pensioners should prepare the following information:
- Aadhaar Number
- Mobile Number
- Pension Payment Order (PPO) Number
- Bank Account Number
- Name of the Pension Sanctioning Authority
Submitting Your Life Certificate Digitally
Online Submission
Pensioners can submit their life certificates online by visiting Jeevan Pramaan’s official website. Utilizing a personal computer, laptop, or mobile device, they can authenticate their identity using Aadhaar biometric data. Once authenticated, a Digital Life Certificate is generated and stored securely in the Life Certificate Repository. Pension Disbursing Agencies can then access this certificate online.
Submission via UMANG App
Another user-friendly method for submission is through the UMANG app. Pensioners should download the app from the Google Play Store, search for Jeevan Pramaan, and click on ‘generate life certificate’. After entering the necessary information in the Pensioner Authentication page, they can complete the process effortlessly.
What is Jeevan Pramaan/Digital Life Certificate (DLC)?
Jeevan Pramaan, or Digital Life Certificate, is a biometric-enabled Aadhaar-based certificate designed specifically for pensioners. It leverages the Aadhaar platform for authentication, ensuring the process is secure and seamless.
Is the Digital Life Certificate Valid?
Yes, the Digital Life Certificate (DLC) is legally recognized under the IT Act. This system eliminates the need for pensioners to physically appear before the Pension Disbursing Authority, simplifying their life significantly.
Is Aadhaar Mandatory for Generating the Jeevan Pramaan?
Yes, a valid Aadhaar number or a VID (Virtual ID) is necessary for generating the Jeevan Pramaan or Digital Life Certificate.
Conclusion
The Jeevan Pramaan, or Digital Life Certificate, is an essential tool for pensioners to confirm their eligibility for pension disbursements. Its flexible submission options, including both online and offline methods, make the process more accessible than ever. Pensioners should ensure they meet all submission requirements to avoid any disruptions in their pension payments.
